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Financial Institutions are increasingly challenged with regulatory and technology changes, as well as the demands of cardholders for a more diverse transaction set, all of which are costly to deliver and maintain. Expensive software development and support costs, infrastructure maintenance etc., conspire to making the operation of an internally hosted switching platform less and less attractive.

Outsourcing enables financial institutions to profit from technology enhancements rather than spending significant amounts of money on IT just to remain competitive and compliant. Threshold, however, can spread the costs associated with leading-edge technology across a larger business base. Outsourcing reduces a financial institution's risk exposure because there is less need to invest in hardware, software, and training that will become obsolete. An outsourcing specialist like Threshold can often accomplish these non-core functions better, less expensively and faster than can be done in-house.

Threshold Financial Technologies Inc. provides clients with access to a hosted, state-of-the-art switching technology, allowing them to migrate to a modern, functionality-rich, operating environment without the need for prohibitive capital investment and ongoing maintenance.

Threshold's switching and monitoring solution is based around Mosaic Software's Postilion switch platform and ThalaMIS, Threshold's proprietary management information and reporting system. The Mosaic Postilion switch is one of the most advanced switch platforms available in the world today.

Threshold is an Indirect Connector to the Interac IDP and SCD networks. Threshold offers subscriber services to the Cirrus, Plus, Maestro, AMEX, The Exchange, COOP and Discover networks.

In a changing environment where various networks are mandating new standards of security and compliance, Threshold's solution ensures your institution meets those requirements.